MaineCare Application Help
Ready to start your MaineCare Planning?
Thinking about applying for Maine Medicaid (MaineCare) but not sure where to begin? Aging in Maine specializes in guiding individuals and families through the entire MaineCare planning process.
Many people are surprised to learn that MaineCare is not just for the poor. Most applicants are middle-class or upper-middle-class individuals who have worked hard, saved for retirement, and are shocked by the high cost of nursing home or in-home care. That’s why planning ahead is essential — waiting until a crisis can put your assets and peace of mind at risk.
Our experienced MaineCare attorney helps you:
✅ Understand MaineCare eligibility rules
✅ Strategically protect assets and preserve inheritances
✅ Navigate the application process with confidence
✅ Minimize the financial burden of long-term care
Proper MaineCare planning ensures you get the care you need while protecting what you’ve worked so hard to build. Let our team create a plan that safeguards your health, finances, and family’s future.
Learn about MaineCare Planning
Understanding Medicare and MaineCare Planning for Seniors
The U.S. government offers valuable programs and resources for seniors, but many are unaware of what they qualify for. One of the most important programs is Medicare, the federally funded health insurance program for people aged 65 and older. Knowing your eligibility and benefits can save you thousands in healthcare costs.
Medicare Overview
Medicare has two main parts:
-
Part A (Hospital Insurance)
Covers inpatient hospital care, skilled nursing facility care, limited home health services, and hospice care.-
Hospital care includes room costs, meals, medications, and nursing services.
-
Home health care is covered when prescribed by your doctor and can include part-time nursing, physical therapy, and medical equipment.
-
Skilled nursing facility care is available after a qualifying three-day hospital stay at a Medicare-certified facility.
-
Hospice care is covered for patients with a life expectancy of six months or less, focusing on comfort care rather than cure.
-
-
Part B (Medical Insurance)
Covers medically necessary services and supplies outside of a hospital, including:-
Doctor visits and outpatient care
-
Emergency services
-
Preventive screenings, vaccinations, and annual “Welcome to Medicare” checkups
-
Part B requires a monthly premium (about $$174.70 for most beneficiaries) and enrollment during your Initial Enrollment Period.
Medicare Eligibility
You qualify for Medicare Part A if you:
-
Are 65 or older
-
Are a U.S. citizen or legal resident for at least 5 years
-
Have worked (or your spouse has worked) and paid Medicare taxes for at least 10 years
You may receive Part A premium-free if you meet the work requirement. If not, you can still purchase coverage by paying a monthly premium. Enrollment begins three months before your 65th birthday and lasts seven months. If you already receive Social Security or Railroad Retirement benefits, your enrollment is automatic.
Part B eligibility is similar, but requires payment of a monthly premium. If you delay enrolling, you may face a late penalty — making timely enrollment crucial.
Why MaineCare Planning Matters
For many Maine seniors, Medicare alone isn’t enough to cover the rising cost of long-term care. That’s where MaineCare (Maine’s Medicaid program) comes in. MaineCare can help pay for nursing home care, in-home care, and other long-term care services — but planning is key to preserving your savings and protecting your legacy.
At Aging in Maine, our experienced MaineCare lawyer helps clients:
-
Qualify for MaineCare without spending down all assets
-
Protect their home and savings for their heirs
-
Navigate the complex application process confidently
Take Action Today
Don’t wait until a crisis hits. Learn about your Medicare and MaineCare options now so you can protect your health, finances, and family.
📞 Call our office at (207) 848-5600 or visit our Contact Page to schedule a consultation and start your MaineCare planning today.
Ready to start planning?
Whether you're searching for a MaineCare Lawyer to help with a MaineCare Application or need help with Special Needs Planning we can help!