AIM

2020

Social Security Disability benefits

Understanding Social Security Disability Income and Qualifications

Anyone can become either temporarily or permanently disabled. Some projections are estimating that Americans in their 20s today have an approximate 30 percent chance of experiencing a disability profound enough to cause them to miss three or more months of work before retiring. Despite the risks, most Americans do not carry short or long-term disability […]

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elder abuse

Elder Abuse: Causes and Prevention

According to the American Psychological Society, elder abuse is the infliction of physical, emotional/psychological, sexual or financial harm on an older adult. Abuse of Elders can also take the form of intentional or unintentional neglect of an older adult by the caregiver. Elder abuse has a variety of causes. It is important that family members

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abuse in senior living

How to Address Resident Abuse in Senior Living Facilities

If you have an elderly family member or friend living in an assisted living or skilled nursing facility, it is imperative to stay attuned to the signs of abuse to your loved one. The National Center on Elder Abuse reports the most common types of abuse include physical (29%), psychological (21%), gross neglect (14%), financial exploitation

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long-term care insurance

Long-Term Care Insurance 2.0: The Hybrid Policy

You have probably heard about the astronomical costs of nursing-home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet either, if you’ve heard horror stories about skyrocketing premium costs and difficulties in even

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blended family planning

Planning for Blended Families

Couples often bring children into a marriage from a prior marriage or union and then have children together. This is often referred to as a blended family. Blended families highlight the need for careful estate planning to make sure the needs of each spouse are met, as well as the needs of each parents’ children.

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