The Truth About Social Security Myths When it comes to Social Security, misinformation is everywhere. Many Americans make costly decisions about when to claim benefits — often based on myths instead of facts. Understanding how Social Security really works can make a major difference in your financial security during retirement. Myth #1: You Should Claim […]
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Does Home and Community-Based Care Reduce Hospitalizations? The U.S. Department of Health and Human Services (HHS) estimates that nearly 12 million Americans will require long-term care (LTC) services by 2020, with almost half living with some form of dementia. According to Forbes.com, approximately 50% of all long-term care insurance claims come from policyholders diagnosed with
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Understanding Nursing Home Staffing Shortages in Maine Many families searching for long-term care for a loved one are surprised to learn that nursing homes across the United States — including here in Maine — continue to struggle with staffing shortages. While conditions have improved slightly since the COVID-19 pandemic, many nursing homes are still working
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Steps to Deter Depression in Seniors Depression can affect anyone, but it can be especially difficult for seniors. More than 6.5 million Americans over age 65experience depression. Once it takes hold, it can be challenging to overcome. Fortunately, research shows that proactive steps can help older adults reduce their risk and improve their quality of
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💻 Common Online Scams and How to Avoid Them The internet offers endless opportunities — for connection, shopping, and entertainment — but it’s also a playground for scammers. The number of people online makes it a target-rich environment for cybercriminals, and seniors are often among their top targets. If you use social media, email, or
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